Leaders always look toward the future.

Fintos is a fintech company driven by a profound mission: to bring financial freedom to all. We envision a financially healthy society shaped by money-smart individuals. To achieve this vision, we have developed a full-fledged financial services ecosystem that includes advisory services, financing solutions, cutting-edge technology, property management, and educational resources. Our aim is to guide you through every aspect of your financial life, enhancing your well-being and contributing to a sustainable future of finance.

The Beginning

Birth of JA Avenue Holding, focusing on R&D into financial tech


Foray into Fintech

Full digitization of internal operations and launch of fintech division


Launch of im2u

Launch of Malaysia's premier mortgage management platform, imortgage2u


The Ecosystem Grows

Development of loan eligibility system and establishment of FINTOS' property investment venture


Property Management

Establishment of property management and administration platform


FINTOS is Reborn

Transformation into FINTOS Venture Group consolidating FINTOS App, R&D & JA Avenue


Regulatory approval

Acquisition of a Money Lending License, as well as launch of FINTOS Scoring Report 1.0 and FINTOS Loan Navigator App


New Capabilities

Launch of Fintos Scoring Report 2.0 and Digitalist Financial Proposal 1.0


Towards Greater Heights

Seed financing round completed with Avalon Park Group, a US-based private fund as lead investor.


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